Job Overview

Expired: 30 April 2021
Categories

Banking Jobs

Job Type

Full Time

Qualification

Bachlors Degree

Address

Lahore, Islamabad, Karachi, Peshawar, Quetta, Gujranwala, Multan, Hyderabad, Sargodha, Sahiwal,

Experience

Mentioned in description required

Offered Salary

50000 - 100000 PKR

Gender

Male, Female

Job Description

HBL Jobs 2021 - Apply Online Habib Bank Limited Careers

HBL Jobs 2021 Habib Bank Limited Lahore Karachi Islamabad Apply Online for HBL jobs for Fresh Graduates. Jobs in HBL Habib Bank Limited are available and currently, HBL is looking to hire staff for all branches of HBL across Pakistan and due to this, it is seeking highly educated, very experienced, motivated, determined and hardworking candidates for the following positions given below. HBL Jobs 2021 to apply are such as Team Member – IT Audit, Team Leader – Integrated IT Audit, Manager Security Operations Center, Regional Collections Manager, Manager Collections, Product Manager – Lending Products, Assistant Manager Analytics, Relationship Manager Mortgages, Credit Analyst – Islamic Mortgage.

Applicants from all over Pakistan are eligible to apply for the vacant positions but it is suggested to all applicants that they should read eligibility criteria carefully which is given at the official site of HBL and only those candidates fulfill the criteria should apply for the vacant positions and make yourself part of Pakistan’s top-ranked bank which offers handsome salary package and other facilities to its employees. In the following HBL Jobs 2021 apply online procedure is given for the interested individuals and those wanted to apply for other bank jobs we suggest them to apply for Bank of Khyber Cash Officer Jobs 2021.

HBL Jobs 2021 - Apply Online Habib Bank Limited Careers

Team Member – IT Audit
JOB PURPOSE
Perform fieldwork as part of an audit team to successfully deliver IT audits covering IT systems and processes while ensuring coverage of overall deliverables for the areas assigned.

Description

Pre-Audit Review

  • Assists Team Leader (TL) in conducting pre audit planning in order to better planning and execution of the audit/review.

Audit Planning and Completion

  • Assists TL in the development and execution of risk based audit program that is in line with organizational goals and objectives and requirements of the board audit committee.
  • Perform the fieldwork outlined in the audit program and document the work performed and issues identified during audit field work.
  • Assists TL to evaluate the adequacy of Information Security/IT Policies, standards, procedures, practices, and controls in line with Bank’s objectives, International standards, best practices and controls framework(ISO/IEC 27001:2013, COBIT, NIST 800:50, and ITIL).
  • Assists TL to review / assess the adequacy and effectiveness of design, controls and security hardening of servers, network and security devices in line with organization standards, control frameworks and best practices (CIS, CoBIT, ISO27001, NIST 800:50, PA and PCI DSS).
  • Assists TL to review and evaluate the safety and security of sensitive / confidential information transacted through systems and ascertain their reliability to determine whether these systems comply with regulations, policies, procedures and best practices.

Other Reviews / Tasks

  • Participates in reviews of internal controls and security of systems under development as well as major IT projects and initiatives.
  • Assists TL in the performance of special projects or studies, including risk assessments, fraud investigations, audit department policy updates, due diligence acquisition reviews, etc.
  • Identifies potential audit areas, assists TL with assessing the degree of inherent risk, and estimating the time and skills required to complete audit projects.
  • Internal / External Relations
  • Maintain liaison with management/auditee in order to exchange information, clarify facts, and resolve queries and/or problems within the assigned area.
  • Advise IT stakeholders on control best practices within their processes to reduce risks and improve efficiency.
  • Demonstrate a healthy and positive relationship with auditee and handle situations, like disagreement with auditee, in cordial and intellectual manner without compromising on audit objective.

Knowledge Enhancement

  • Enhance knowledge of the current IT environment and industry IT trends to identify potential issues and risks.
  • Stay up to date with best practices, laws, rules and regulations impacting financial institutions and ensuring that the changes are incorporated into the independent assessment process.

Team Work

  • Display mutual respect within the team as well as with peers, associates and supervisor to deliver quality output.

Qualifications
Minimum Qualifications:
Bachelor’s / Master’s Degree in Computer Science, Computer Engineering, Software Engineering or related discipline.
Preferred: CISA, or Candidate should possess or be working towards a professional certification in IT Audit, IT, Information Security, Project Management, etc.
Minimum Experience: 3+ years of internal or external IT auditing experience. Preference will be given to candidates with experience working in banking sector.    
Primary Location: PK-SD-Karachi
Work Locations: 7000-HBL Plaza, HOK Habib Bank Plaza I.I. Chundrigar Road Karachi
Function: Internal Audit

Team Leader – Integrated IT Audit
JOB PURPOSE

Lead and successfully deliver IT audits; supervise IT Audit Team Members; provide guidance and prepare overall deliverables for the IT audit engagement.

DESCRIPTION

Pre-Audit Review

  • Conduct pre-audit planning for appropriate planning and execution of the audit/review, attend/hold planning discussions with other Audit Divisions and auditees to gain an understanding of the functions being audited, and associated IT systems and processes so that the standard scope for Integrated IT audits could be suitably customized.
  • Develop the IT risk assessment in line with audit scope to ensure that potential vulnerabilities and compensating controls have been identified based on associated risk factors to gain an understanding of the overall IT control environment of the function being audited.
  • Agree scope of ITA work with other Audit Divisions, including application controls to be audited.

Audit Planning and Completion

  • Prepare risk based audit program for the Integrated IT Audits, covering IT General controls and Application/Automated controls, in line with scope and in consultation with Integrated IT Audit Manager.
  • Communicate assigned tasks to IT audit team in a manner that is clear and concise ensuring high quality, accurate, and efficient results.
  • Execute the work outlined in the audit program and document the work performed and issues identified during audit field work.
  • Evaluate the adequacy of Information Security/IT Policies, standards, procedures, practices, and controls in line with Bank’s objectives, International standards, best practices and controls framework (ISO/IEC 27001:2013, COBIT, NIST 800:50, and ITIL).
  • Review and assess the adequacy and effectiveness of design, controls and security hardening of servers, network and security devices in line with organization standards, control frameworks and best practices (CIS, CoBIT, ISO27001, NIST 800:50, PA and PCI DSS).
  • Review and evaluate the safety and security of sensitive / confidential information transacted through data processing equipment and ascertain the reliability of information systems examined to ensure that these systems comply with regulations, policies, procedures and best practices.

Other Reviews / Tasks

  • Participate in reviews of internal controls and security of systems under development as well as major IT projects and initiatives.
  • Perform or assist in the performance of special projects or studies, including risk assessments, fraud investigations, audit group policy updates, due diligence acquisition reviews, etc.
  • Identify potential audit areas, assists with assessing the degree of inherent risk, and estimating the time and skills required to complete audit projects.
  • Interact and communicate with management to discuss and present audit results, gain acceptance and provide advice to remediate on audit issues.
  • Follow-up and perform validation of remediation activities to ensure control issues are effectively resolved.

Reporting

  • Prepare audit reports in order to communicate results to the senior management with an objective assessment of systems, processes, operations and management’s planned corrective actions.
  • For Integrated IT audits, prepare relevant extract covering IT component for the Audit report.
  • Prepare and reviews audit working papers of all team members to ensure that adequate documentation exists to support the completed audit and conclusions.

Internal / External Relations

  • Conduct exit meeting with Unit Heads with regard to high risk audit observations to provide value added recommendations for resolution.
  • Advise IT stakeholders on control best practices within their processes to reduce risks and improve efficiency.
  • Handle situations like disagreement with center/unit in cordial manner without compromising on audit objectives in line with HBL’s policies & processes and regulatory requirements.

Knowledge Enhancement

  • Enhance knowledge of current IT environment and industry IT trends to identify potential issues and risks.
  • Stay up to date with best practices, laws, rules and regulations impacting financial institutions and ensuring that the changes are incorporated into the independent assessment process.
  • Advise and instruct team members relating to risk and compliance policies relevant to work area to ensure business is not exposed to undue risk.

Team Management

  • Lead the team to work in synergy for effective execution of audit/review.
  • Oversee the operational workload of team to ensure that allocated staffs are fully utilized in order to achieve agreed program of work.
  • Advise and instruct team members regarding risk and compliance policies relevant to work area to ensure business is not exposed to undue risk.

Qualifications
Minimum qualifications:
Bachelor’s / Master’s Degree in Computer Science, Computer Engineering, Software Engineering or related discipline.
Preference will be given to CISA certified candidates.
Minimum experience: 5 years of internal or external IT auditing experience preferably in banking sector.           
Primary Location: PK-SD-Karachi
Work Locations: 7000-HBL Plaza, HOK Habib Bank Plaza I.I. Chundrigar Road Karachi
Function: Internal Audit

Manager Security Operations Center
JOB PURPOSE

To monitor, analyse and respond to information security incidents on a 24x7 basis. Assure SOC infrastructure is appropriately mature w.r.t. People, process and technology.
Description
Information Security Operation Center (iSOC)

  • Perform timely monitoring of information security incidents and events.
  • Develop risk analytics dashboard and reports for incidents, threats, complains, alerts etc.
  • Should actively be part of continual service and SOC upgrade program and at least quarterly revisit the people skillsets, training needs, processes and technology and report the areas of improvements to the management.
  • Should be able to develop incident management reports.
  • Worked closely with third parties to achieve the KPIs of the SOC Centre.
  • Assessments of network configuration security against relevant security benchmarks.
  • Perform Vulnerability scanning and Penetration testing of information systems.
  • Identify, contain and remediate the security incidents by following the Information Security Incident management process.
  • Assist Head of SOC in managing Information Security Operation Center.
  • Assist Head of SOC in ensuring that related audit findings are timely closed.
  • Assist Head of SOC in keeping track of all the payments made to the vendor of the project related to Security Operation Center.
  • Develop and maintain reporting and escalation levels to stakeholders for appropriate incident and security events.
  • Supervise and review the work assigned to the analyst.
  • Communicate with the Senior Management.

People Management

  • Build and maintain professional relationships with IT Team, Business Team and related Third Parties.

Qualifications

Minimum qualifications: Masters in Computer Science or Information Security or MIS

At least one of the following professional certification:

  • CISA
  • CISM
  • CISSP
  • CRISC
  • GCIH
  • E|CIH
  • Incident Management or SIEM certification

Minimum experience: Minimum 4 years’ experience in IT Risk Management or Information Security Management, or SOC Management
Primary Location: PK-SD-Karachi
Work Locations: 7000-HBL Plaza, HOK Habib Bank Plaza I.I. Chundrigar Road Karachi
Function: Information Security

Regional Collections Manager
JOB PURPOSE

Regional Collection manager is responsible for managing collection portfolio of all Islamic consumer banking products.   S/He is responsible for meeting the Collection targets assigned to her/him for the year by following the Consumer Collection Manuals and regulatory guidelines.  Regional Collection manager is also responsible for managing the team and ensure proper backups and training of staff. S/He is also responsible for ensuring capacity planning and forecasting for resource requirements in order to carry out the assigned tasks successfully.  RCM is also responsible for coordinating with branches, external vendors and other internal departments in order for smooth conduct of collection tasks.
Description

1. Business / Operating Results

  1. Responsible for managing Consumer Collection portfolio of the region.
  2. Directly responsible for achieving Collection and recovery targets assigned to the regional team.
  • Responsible for planning, forecasting and implementation of collection strategies in the region for effective collection and recovery assignments.
  • Leverage HBL network by effectively coordinating with Branches and other internal departments to get the desired collection results.
  1. Coordinate with external vendors for repossession of vehicles (in case of Auto loans) and ensuring to follow proper repossession guidelines.
  2. Strict vigilance/ monitoring of teams to ensure that no unethical practice is being done by the team working under RCM.
  • Responsible for adherence to HBL policies and regulatory requirement related to Collections.
  1. Ensure that all reference material (Collections Manuals, Credit Policies, SBP Regulations and code of conduct & ethics) is readily available to Staff & Collectors.

Customer Satisfaction

  • Ensure timely resolution complaints and queries of the customer.
  • Ensure Customer satisfaction without losing business.

Employee Management

  • Ensure that a fair and transparent performance tracking mechanism is in place to appraise collection staff on merit.
  • Ensure comprehensive training program and extensive training is conducted for all collection staff in the team.
  • Ensuring smooth functioning between all support functions as per the internal guidelines/policy framework/SOPs and creating synergies.

Team Management/Leadership

  • To ensure that all units under direct supervision are adequately staffed and all members are motivated and aligned with the organizational objectives. Individual goal-setting, performance appraisals are to be carried out along with formal/informal feedback in order to ensure maximum productivity. 
  • To development, dispense, facilitate training to sales/distribution in order to ensure that the front-end staff are equipped with necessary updates/information regarding the product, policy, regulations and or selling techniques.

Business Partners

  • To develop cordial relationship with all business partners in order to ensure high level of efficiency in provisioning of routine services to the customers in line with the service level agreements resulting in mutual benefit and a satisfied customer base.

Qualifications
Minimum qualifications:
Graduate
Minimum experience: 7+ years in similar role/department
Primary Location: PK-SD-Karachi
Work Locations: 7000-HBL Plaza, HOK Habib Bank Plaza I.I. Chundrigar Road Karachi
Function: Islamic Banking

Manager Collections
JOB PURPOSE

Responsible to manage activities pertaining to Collection for Region’s Retail Asset Portfolio as per the agreed process flows. To enhance develop and continuously review Processes/guidelines for improvement of Departmental performance.
Description
Collection & monitoring function

  • Day to day interaction with Credit Hubs and Branches for resolution of past due mark up.
  • To review and analyze hard core accounts for better management and controls.
  • To Assist Business Head – Assets for overall Management/Administration of Islamic Regional Collection team.
  • Overall Portfolio monitoring in coordination with all Credit Hubs and Head Office.

People Management

  • Manage the team by giving individual collection targets and reviewing performance on-going basis.
  • Identify training & development needs of the team & ensure their capacity development.
  • Team building.

Risk Management & Compliance

  • To comply with all internal service standards to avoid Reputational Risk for the bank.
  • To ensure proper maintenance of all controls related documents/MIS
  • To check process flows for ensuring compliance with audit and internal control requirements.

Customer Service

  • Timely feed back to management for immediate resolution of issues
  • Healthy relationship with the customers for better service to maintain the business portfolio of the bank.
  • To ensure resolution of customer complaints & queries within acceptable timelines.
  • Coordination with support functions to ensure customer satisfaction.

Qualifications
Minimum qualifications:
Graduate
Minimum experience: 3+ years' relevant experience
Primary Location: Pakistan
Function: Islamic Banking

Product Manager – Lending Products
JOB PURPOSE

To analyze credit proposals at HOK and coordinate with Credit Factory and Risk for timely processing, tracking and escalation of proposals.
Description
Credit and Risk

  • Reviewing Credit Proposal for fresh cases and upon renewal in line with Policy guidelines
  • Review and Undertake financial analysis and credit risk assessment in conformity with Bank’s policy and SBP Prudential Regulations
  • Balanced and independent judgment skill to assess each credit proposal on its merit
  • Knowledge of SBP Prudential Regulations and Financial statement analysis along with ratios
  • Lead training to regions on Program Based products and provide day to day guidance on credit related issues to ensure quality of credit proposals developed by regions
  • Track and monitor Regional collections and NPLs levels to identify segments/regions with credit issues.

People Management

  • To coordinate with regions for effective management of credits sent to HOK.

Process and Procedure

  • Develop policy updates and Product revisions to keep product updated with changes in regulation.
  • To liaison with Risk and CAD department for credit approvals or disbursement.
  • Maintain TAT with respect to proposal analysis and approval as per bank policy & SBP guidelines.
  • Assist in digitalization of credit proposal cycle and make processes customer centric

Qualifications
Minimum qualifications:
 Masters and Equivalent
Minimum experience: At least three years’ experience of credit analysis in SME /Program Based Lending
Computer Skills:

  • Advance Excel
  • Word
  • Power Point

Primary Location: PK-SD-Karachi
Work Locations: 7041-HBL Tower G-4 Block -7 KDA Scheme # 5 , Near Teen Talwar, Clifton Karachi  Karachi
Function: Consumer Rural and SME Banking

Assistant Manager Analytics
JOB PURPOSE

We are looking for a passionate certified Data Analyst. The successful candidate will turn data into information, information into insight and insight into business decisions.
Description

  • Interpreting data, analyzing results using statistical techniques
  • Developing and implementing data analyses, data collection systems and other strategies that optimize statistical efficiency and quality
  • Acquiring data from primary or secondary data sources and maintaining databases
  • Data analyst responsibilities include conducting full lifecycle analysis to include requirements, activities and design. Data analysts will develop analysis and reporting capabilities. They will also monitor performance and quality control plans to identify improvements.
  • Interpret data, analyze results using statistical techniques and provide ongoing reports
  • Develop and implement databases, data collection systems, data analytics and other strategies that optimize statistical efficiency and quality
  • Acquire data from primary or secondary data sources and maintain databases/data systems
  • Identify, analyze, and interpret trends or patterns in complex data sets
  • Filter and “clean” data by reviewing computer reports, printouts, and performance indicators to locate and correct identification and rectification based on inferences and available information
  • Work with management to prioritize business and information needs
  • Locate and define new process improvement opportunities ways of working smartly by using advance tools

Qualifications

  • Proven working experience as a data analyst or business data analyst
  • Technical expertiseregarding data models, database design development, data mining and segmentation techniques
  • Strong knowledge of and experience with reporting packages (Business Objects etc), databases (SQL etc).
  • Knowledge of statistics and experience using statistical packages for analyzing datasets (Excel, Altius etc)
  • Strong analytical skillswith the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy
  • Adept at queries, report writing and presenting findings
  • Should be well versed with the CDD and AML/CFT requirements
  • Experience using business intelligence tools (e.g. Tableau) and data frameworks (e.g. Hadoop) are also preferable

Minimum qualifications: BS in Mathematics, Economics, Computer Science, Information Management or Statistics
Minimum experience: Experience of 1-2 years in data analytics/data mining
Primary Location: PK-SD-Karachi
Work Locations: 7000-HBL Plaza, HOK Habib Bank Plaza I.I. Chundrigar Road Karachi
Function: Business Transformation

Relationship Manager Mortgages
JOB PURPOSE
 To effectively manage and grow profitable housing finance portfolio as per banks assigned sales/business targets & keep business aligned with bank’s Financing Policies, Product Program and Regulatory & Shariah guidelines.

Description

  • Ensure meeting assigned sales/business targets.
  • Regularly coordinate with the assigned branches & conduct meetings with relevant branch personnel & customers for business mobilization.
  • Conduct regular team meetings with Relationship Officers for sales/target updates & prepare/review call memos / call reports / visit reports and associated sales generation activities of self & sales team. Conduct regular sales huddle.
  • Identify new business opportunities/avenues to enhance sales volumes.
  • Keep self & sales team properly updated on product requirements/eligibility criterion (Housing Finance PPM / Housing Financing Policy), SBP PRs and other related bank policies, procedures and shariah guidelines etc.
  • Ensure quality of leads and documentation as per the banks product policies & guidelines. Minimize case discrepancies and maximize approval rates.
  • Maintaining a strong working relationship with all stake holders including branch network and other bank wide consumer support functions.
  • Keep update on all significant developments that may impact functions of the unit or organization
  • Ensure minimizing case processing TATs and enhancing quality of service delivery to customers.
  • Manage customer complaints and their timely resolutions.
  • Propose sales initiatives/opportunities to boost sales volumes.
  • Maintain a disciplined, professional & cordial environment within the team.
  • Manage attrition with in the team.
  • Implement punctuality, dress code policy & phone etiquettes within team.
  • Other duties as may be assigned.

Qualifications
Minimum qualifications:
Graduate
Minimum experience: 3+ years' relevant experience
Primary Location: PK-SD-Karachi
Work Locations: 7000-HBL Plaza, HOK Habib Bank Plaza I.I. Chundrigar Road Karachi
Function: Islamic Banking

Credit Analyst – Islamic Mortgage
JOB PURPOSE
 Responsible for taking decisions on loan applications to abide by the approved policy and product manual in order to facilitate business achieving their targets.
Description

  • To take decision in line with the defined policies & procedures.
  • Well equipped with the loan application process. As and when needed liaison with product and policy to eliminate ambiguities and grey areas
  • Take utmost effort to ensure that good credit is booked and bad credit is wed out on the basis of information available
  • Liaise with Rejection Review Unit (RRU) for discrepancies/ deviation requirements
  • Liaise with verification teams for verifications required
  • Follow procedures to ensure adherence to the bank’s risk and compliance policies.
  • Perform necessary task as assigned by the supervisor related to department such as UAT/ MIS etc 

Qualifications
Minimum qualifications:
Graduation
Minimum experience: 2+ years of credit experience.
Primary Location: PK-SD-Karachi
Work Locations: 7000-HBL Plaza, HOK Habib Bank Plaza I.I. Chundrigar Road Karachi
Function: Islamic Banking

How to Apply:

  • Applicants meeting criteria should apply online at the official site of HBL or through the web link given below.
  • It is compulsory for everyone to Sing-Up first to have access to the Online Application Form.
  • The last date for submission of the application is separate for every post which can be examined from the following web link.
  • Only online applications will be entertained for the selection procedure.
  • After verification of applications, only eligible candidates will be called for an interview.
  • No Traveling Allowance / Dearness Allowance will be paid for an interview.

Apply Online